I was at a point in life I didn’t know what to do. For one year I tried to pay all my bills. There was never anything left for food or medications. I did without medications for about 3 months. Very little food – just enough to get by. I found I was losing weight and didn’t feel good.
I called my attorney. She referred me to Jeff Jackson. I talked to Jeff and told him my problem. First time I met him he gave me Hope of a way out. He suggested I file a Chapter 7 because there wasn’t another good option. [I work part time and receive Social Security. It wasn’t enough.] It was hopeless.
Jeff said I had to go through credit counseling. First course of Access Hope on the internet. My daughter helped me. It was the best 2-1/2 hrs I ever spent.
Then Jeff filed my case in April.
I took the required second course [Dave Ramsey’s Debtor Education] on the internet. A friend helped me with it. This course was so easy to understand. It was about how to handle your money and get on a budget. I told Jeff I wish I had taken this course 50 years ago. I wouldn’t be in the bad mess that I’m in.
One thing, Jeff was very understanding. I would recommend Jeff to anyone. He was very helpful to me. If I didn’t understand he would explain.
The program was Great! I learned:
• About the myths of Consolidation Loans;
• You can’t borrow yourself out of debt;
• Reverse Mortgages are not good;
• Credit Cards are bad; and
• Payday Loans are bad.
I learned a lot [from this process.] I believe I did everything wrong in the last 50 years.
There is hope to get out of debt.